Can stress affect the perception of personal finance management and budgeting skills?

Stress and Financial Planning


The Budgeting Perspective


Stress can affect personal finance management and budgeting skills by increasing financial anxiety, influencing spending habits, and shaping financial decisions. In the U.S., individuals may experience stress-related challenges in managing money.



To improve financial literacy, practice stress management techniques such as budget tracking, financial goal setting, and debt management. Addressing stress enhances financial stability and supports responsible money management.

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